Access the cash you need—without the wait.
Invoice discounting gives SMEs fast, flexible access to working capital by turning unpaid invoices into immediate cash flow. Maintain full control of your customer relationships while strengthening liquidity to support daily operations and business growth.
Invoice discounting is a short-term working capital solution that turns your outstanding B2B invoices into cash—without losing control of customer interactions. Unlike factoring, you retain complete ownership of collections and client relationships, making it ideal for businesses that value discretion and operational independence. With this approach, you unlock the cash tied up in receivables well before payment is due—fueling business momentum.
Ready to strengthen your cash flow and reduce overseas payment risks? Let’s talk about how our global factoring solution can support your growth.
Sign Up now
Invoice discounting is ideal for:
Businesses seeking fast working capital without giving up customer control
Companies that value confidentiality in financing arrangements
SMEs looking to bridge short-term cash flow gaps
Firms with reliable, creditworthy B2B customers
Consider export factoring when your business:
When immediate liquidity is required to meet operational expenses, short-term obligations, or if working capital drops below optimal levels.
Ideal for businesses, particularly startups, that may not have significant assets to secure other forms of financing.
When clients frequently pay late or valuable customers request longer payment terms, ensuring steady cash flow without straining relationships.
Capture new opportunities or scale operations without waiting for invoices to clear.
Maintain liquidity when most of your revenue is tied to receivables.
Transform your unpaid invoices into immediate working capital with our accounts receivable finance solutions in Singapore. These include invoice discounting, invoice factoring, and export factoring services, all designed to empower your business's financial health.
Contact us to see how we can stabilize your cash flow and support your business's growth.
Ready to strengthen your cash flow and reduce overseas payment risks? Let’s talk about how our global factoring solution can support your growth.
Contact UsReady to strengthen your cash flow and reduce overseas payment risks? Let’s talk about how our global factoring solution can support your growth.
Sign Up now
While both solutions accelerate access to working capital by unlocking funds tied up in unpaid invoices, they differ in how collections and customer communications are managed.
Invoice discounting allows you to retain full control—your team continues handling credit control and collections, and the arrangement remains confidential.
Invoice factoring, on the other hand, includes outsourced collections, where the financier manages follow-ups and payments directly with your customers—ideal if you're looking to reduce administrative workload alongside boosting cash flow.
Yes, invoice discounting is well-suited for SMEs with reliable customers and steady sales volumes. It helps unlock working capital without giving up control over customer relationships.
Typically no—invoice discounting is confidential. You continue to manage communications and collections. However, certain providers may require notification under specific terms, so it’s best to review your agreement.
Once your invoices are verified, funds can be released quickly—often within days. Digital platforms like Factorglobe offer faster processing compared to traditional providers, especially for recurring users.
Most invoice discounting providers accept unpaid, business-to-business (B2B) invoices that are undisputed and due within a set credit term (often 30 to 90 days). Invoices issued to creditworthy customers are typically preferred. Eligibility criteria can vary by provider, so it's best to check the specific requirements before applying.
