Power Your Cross-Border Trade with Export Factoring Solutions

Enhance cash flow, reduce international buyer risk, and accelerate payments with export factoring designed for SMEs. Our smart, flexible solutions give you the confidence to expand into global markets and grow without financial constraints.

What is Export Factoring?

Export factoring is a financing solution that empowers exporters to convert overseas invoices into immediate working capital. Once goods are shipped, receivables are sold to a factor at a discount—providing fast access to funds without waiting for buyer payments.

This form of accounts receivables finance solutions is typically non-recourse, meaning the factor assumes the payment risk if the foreign buyer defaults. Export factoring also enables exporters to offer open account terms to international clients while maintaining strong cash flow and liquidity, making them more competitive in global markets.

How Does Export Factoring Work?

Agreement with a Factor

You enter into an agreement with a financial institution known as a “factor” to provide export factoring services.
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Ship Goods to the Overseas Buyer

Fulfill orders by shipping goods to the international buyer, as per the agreed contract terms.
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Submit Invoices to the Factor

Once the goods are shipped, submit the corresponding invoice to the factor.
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Access Immediate Working Capital

Receive advance funds to cover operational expenses or to finance future export orders. This is usually a percentage of the invoice value.
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Collection Process

The factor handles the collection process, receiving payment directly from the overseas buyer when the invoice becomes due.
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Collection Process

After receiving full payment, the factor deducts its service fees and any reserve amount held, then transfers the remaining balance to you, the exporter.
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Get Paid Faster & Grow Your Global Business

Ready to strengthen your cash flow and reduce overseas payment risks? Let’s talk about how our global factoring solution can support your growth.

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What Are the Benefits of Export Factoring for Your Business?

Export factoring unlocks a range of advantages that allow your SME to grow internationally with confidence.

Quick Access to Funds

Get paid in days—not months. Speed up cash flow to meet operational needs and invest in new opportunities.

Skip Traditional Bank Hurdles

Avoid lengthy approvals and strict criteria. With export factoring, financing is streamlined, fast, and business-focused.

Mitigate International Payment Risks

Protect your business from buyer default, currency risks, and political uncertainties with non-recourse export factoring.

Enter New Markets with Confidence

Offer open account terms to foreign buyers without compromising your liquidity or taking unnecessary risks.

Lower Administrative Burden

Free your team from collections and credit monitoring—let us handle the complexities while you focus on scaling.

Who Can Take Advantage of Export Factoring Services?

Businesses that typically engage in export invoice factoring services include the following:

Small and Medium-Sized Enterprises (SMEs)

SMEs that need to strengthen cash flow or lack the internal resources to manage overseas collections often turn to export factoring for faster payments and reduced administrative burden.

Manufacturers

Manufacturing businesses that export goods and operate on narrow margins benefit from export factoring’s immediate access to funds and protection against payment delays.

Agricultural Exporters

Producers of perishable goods use export factoring to secure prompt payments, helping them avoid the financial risks tied to extended credit terms.

When is the Right Time to Use Export Factoring?

Consider export factoring when your business:

Get Paid Faster & Grow Your Global Business

Ready to strengthen your cash flow and reduce overseas payment risks? Let’s talk about how our global factoring solution can support your growth.

Sign Up Now

Frequently Asked Questions Export Invoice Factoring

What’s the difference between export factoring and export loans?

Export factoring allows you to sell invoices for immediate cash—making it a fast, flexible alternative to traditional loans. Unlike export loans, it doesn’t require collateral or long approval timelines, and it transfers the payment risk to the factor.

How fast can I get paid using export invoice finance?

After onboarding, you may be able to get funding within 24-48 hours of invoice submission.

Is export factoring available for new or small exporters?

Export factoring is tailored to support both new and established SMEs seeking to expand into international markets while maintaining the cash flow needed to sustain their growth.

Can I use export factoring for one-time transactions or only ongoing contracts?

You can use export factoring for both one-off deals and recurring transactions, depending on your business needs.

Are there minimum or maximum invoice amounts for export factoring?

Minimum invoice sizes vary, but most providers accommodate a wide range of values, perfect for growing exporters and large-scale operations alike.

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How it works?

Our AI analyzes your contract to highlight non-standard terms, identify risks, and recommend solutions to minimize your trade risks

Benefits of the Analysis

Quick insights to mitigate trade contract risks
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Recommendations to streamline your finances
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Detailed, easy to understand analysis
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Contact Support

Need help or have questions about the analysis? Contact our support team at info@factorglobe.com