Real-Time Currency
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Consumer Advisory: Payment services in Singapore are regulated under the Payment Services Act 2019. Services on this site are provided by Opal Fintech Pte. Ltd. (MAS Licence No. PSPS20200221). Factorglobe acts as a referrer. Rates shown are indicative. [View details]

Consumer Advisory: Payment services in Singapore are regulated under the Payment Services Act 2019. The payment services described on this site are provided by Opal Fintech Pte. Ltd. (UEN 201929437M), a Major Payment Institution licensed by the Monetary Authority of Singapore (Licence No. PSPS20200221) for Account Issuance, E-money Issuance, Domestic Money Transfer, and Cross-border Money Transfer. FactorGlobe is not licensed by MAS and acts as a referrer;
"Rates shown are indicative. The actual all-in rate and fees will be displayed for a review before approving of a transaction. Rates may change without notice.[Hide details]

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Regulated Confidence

Factorglobe is your platform and introducer, we DON’T hold client funds — we manage your experience and connect you to Opal, a MAS-licensed payment services provider that delivers FX and payment services and safeguards your funds.

Open Opal FX Account

Your Licensed Payment Provider

Opal Fintech is a Singapore-based, MAS-licensed payment provider supporting secure cross-border payments and multi-currency accounts for SMEs.

You will be securely redirected to Opal, our licensed payment partner, to complete your onboarding.

Today’s Top 10 Currency Conversions

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Why business owners choose
Us?

Choosing the right partner matters.
With us, it’s way more than just financial services, you’ll find clarity, innovation, and commitment.

Regulated and safeguarded

Opal is a licensed payments institution. Client funds are held in segregated safeguarded accounts with regulated banking partners.

Receive payments in your company name

Overseas buyers pay directly into your registered business account. Fewer rejections, easier reconciliation, stronger credibility.

Transparent FX pricing

See the live rate before you convert. No hidden spreads. No post-settlement deductions.

Faster access to export proceeds

Reduce reliance on traditional bank processing cycles. Get quicker access to funds for payroll, suppliers and working capital.

24/7 FX execution

Lock rates outside traditional banking hours. Act when the market moves — not when the branch opens.

Frequently asked questions

Everything you need to know about our currency conversion service.