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1. Big picture — the numbers that matter

• Asia-Pacific turnover reached €964 billion in 2024, holding a 25 % share of world factoring and outpacing global growth at + 2.3 % year-on-year.
• International (cross-border) business now makes up 36 % of FCI’s global total, up from 34 % the year before — clear proof that trade-driven factoring is rising fastest in our region.
• India is the breakout market (+120 % to €38.2 bn), while China still commands 70 % of regional volume at €679 bn.
• Singapore punches above its weight with €60 bn (€25 bn domestic, €35 bn export/import) and ranks in the world’s top five corridors for international factoring.

Why you should care: These figures show that liquidity—not demand—is the real constraint on export growth. Factoring is filling that gap faster than traditional bank loans ever could.

2. Four forces powering the boom

Supply-chain re-wiring
“China + 1” strategies and intra-Asian trade are lengthening payment terms even as suppliers need faster cash.

Stronger legal rails
The General Rules for International Factoring (GRIF) give every factor in the FCI network a common, enforceable playbook, reducing disputes and speeding collections.

Digital fraud-prevention
FCI’s 2024 alliance with MonetaGo is rolling out receivables registries that stop duplicate-invoice fraud and boost lender confidence.

Late-payment reforms
Tighter EU and Asian rules that push buyers to pay within 30 days position factoring as the go-to fix for SMEs who would otherwise be squeezed.

3. Country pulse for exporters

Singapore
With a 7.5 % factoring-to-GDP ratio, local exporters can discount invoices from global buyers in as little as 24 hours and tap FCI’s 400-member safety net for KYC and AML compliance.

Indonesia & Vietnam
New e-invoicing mandates and clearer receivables-finance rules are opening the door for early movers to secure better pricing before the market crowds in.

India
Triple-digit growth is prompting local factors to look outward for cross-border risk sharing—good news if you sell into India and want non-recourse cover.

4. Five ways export factoring boosts SME cash-flow

1. Same-day liquidity on 30-, 60- or 90-day invoices—no extra bank debt.
2. Risk transfer: the FCI two-factor model lets a local import factor underwrite your buyer, shielding you from default.
3. Off-balance-sheet growth, keeping gearing ratios healthy for future loans.
4. FX & political-risk cover baked into the facility, protecting margins.
5. Stronger customer relations thanks to longer credit terms that don’t hurt your own cash cycle.

5. How Factorglobe helps

• Direct FCI network access — we plug into the two-factor framework so you get global risk coverage and local buyer-collections, but all through a single Factorglobe dashboard. No Edifactoring log-in required.
• Lightning-fast onboarding — KYC once with us and start funding in as little as 48 hours of invocie approval
• Flexible drawdowns — finance one invoice or your whole ledger, with transparent, all-in pricing.
• Integrated insights — monitor invoice status, buyer performance and FX exposure in real time.

Outlook for 2025

With Asia-Pacific trade lanes still shifting and governments tightening late-payment laws, demand for receivables finance is set to grow double-digits again this year. Early adopters who secure limits now will capture the momentum while keeping balance sheets light.

Ready to accelerate your exports?

Chat with the Factorglobe trade-finance team today and turn your next shipment’s invoice into cash before it even leaves port.

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